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The Four Cash Value Policies

Cash Value Life Insurance May Be One of the Last Tax Sanctuaries Left Under the Code

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All Financial Products Have Expenses

Why is Full Disclosure on Financial Products So Hard to Obtain

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The Tax Bracket Racket

The Marginal Progressive Tax System is A Weight on the Wallet of the Middle Class

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Tax Consequences for Seniors

The Tax Code is a Correlated System Designed to Capture Revenue from Seniors

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The Tax Sanctuaries

Insulating Your Money Against the #1 Cost in Retirement: Taxes

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The Tax Sanctuaries

The Tax Code is a Correlated System Designed to Capture Revenue from Seniors

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Your Financial Adviser Must be an Educator

If Your Trusted Adviser Can’t Explain the Concepts or Products They Sell, it’s Time to Get a New Adviser.

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Why Life Insurance with Living Benefits May Be for You

Retirement Planning May Include Medical Funding for Predictable Health Issues

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Why You Should Consider Indexed Annuities

Indexed Annuities Could be the New Hedge Product

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Why Safety is the Foundation of Financial Security

The Market Meltdown & Housing Crash of 2008 Still Affect Most Everyone

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Everyone Needs a Financial Plan

Your Money Needs to be Managed on Several Fronts

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Partnering with other Financial Fiduciaries

Each Financial Category Can Have Subset Topics that Require Niche Professionals

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Building A Financial Team

Building a Team of Experts in Differing Disciplines Can Bring a Holistic Approach to Your Financial Understanding

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Financial Education is a Parent’s Responsibility

Parents Can’t Keep Outsourcing Their Kids Money Education to Schools.

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RedSapiens is Partnering Up with Nick from ADP

Bringing “White Glove Service” to Small Businesses!

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Our Schools Have Failed to Make Our Children Financially Fit

Our Kids Know Calculus, but Can’t Balance Their Budgets

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Our Economic Environment May Dictate Our Financial Behavior

Upbringing Can Create Certain Dispositions About Money

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Key Personnel Coverage

Revenue Rainmakers, Company Operation Personnel & Business Overhead Need to be Protected

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The Need for Director’s And Officer’s Liability Insurance

Being Elevated To the Board is Both Prestigious and Potentially Liable

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The Cyber Liability of A Data Breach

Defending Client Data From Theft is a Twenty-First Century Nightmare