Gainesville 3/12/2012 11:38:26 PM
News / Law

Florida bankruptcy law firm Ruff & Cohen, P.A. announces launch of informative new website

The new website for the Florida law firm of Ruff & Cohen, P.A. www.BankruptcyLawHelp.com took over a year to develop, but the results show it was worth the effort.  Florida residents have, in this website, a comprehensive reference guide to the Florida law of bankruptcy.  Topics covered include Chapter 7, Chapter 13, and Chapter 11.  Provided is an extensive list of Florida property exemptions, which identifies the property one is allowed to retain in a Chapter 7 case.  

The process of filing bankruptcy is also covered, from the initial meeting with the attorney, gathering the needed information with our unique and organized method of assembling the documents and data, the review and electronic filing of the case, suggestions of bankruptcy to halt state court cases in progress, the meeting of creditors, the role of the trustee, buy-back agreement, deadlines for creditor objections to exemptions and discharge, and the discharge itself.  Chapter 13 coverage includes the Chapter 13 trustee and the Chapter 13 plan of reorganization.  Chapter 11 is also touched on for those interested in business bankruptcy; these persons are encouraged to directly contact Lisa C. Cohen of our firm who has extensive experience in Chapter 11 bankruptcy, the most complex form of bankruptcy filed by private sector debtors.  

Reviewed in some detail is the effect of residency on not only the correct court for filing but also its effect on the proper selection of exemptions laws. Not all people filing in Florida are entitled to use Florida exemption laws.  The income limits for Chapter 7 are reviewed including the median income limits that are listed for a variety of household sizes along with an explanation of means testing. For those with an interest in mortgages and the ability of Chapter 13 to stop a foreclosure, there is an in depth article on mortgages, including the establishment of first, second, and third mortgages, the recording system, acceleration upon default, credit bidding, and short sales. 

The website even has a list of famous people who have filed for bankruptcy, including Abraham Lincoln and Walt Disney.  Graphics are used to show the three federal districts in Florida and a map, including an additional close-up version, of the areas in Florida served by our Gainesville and Jacksonville offices.  The close up version makes the individual counties easy to identify.  There is a graphic time line of the progress of a Chapter 7 case, both in small version and a large version that is easy to read.  Frequently asked questions are answered both in text form and in videos and these cover such issues as the effect on the credit reputation of the person filing for bankruptcy and what happens when the debtor’s name is also on someone else’s bank account.  

Persons interested in contacting the Gainesville law firm Ruff & Cohen, P.A. can do so either using the listed phone numbers, or the short email form provided, or the Click-To-Call feature for instant connection to the office, or an online consultation evaluation form for use in a telephone consultation.  Clients who schedule appointments for the free office consultations can download the consultation questionnaires directly from the website or we can email, fax, or snail mail these documents to the client.  

Finally, we offer information on the experience of our attorneys who each have over 25 years experience in bankruptcy law and who have filed a total of over 5,500 bankruptcy cases.  Our attorneys are both honors graduates of the University of Florida College of Law and are top rated Superb Attorneys by Avvo.com.  Our website is in its first month in its new form and we welcome comments and suggestions.

Attorney Eric Ruff is a member of the national attorney network on LawyerCentral.com.

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