Drug treatment programs are currently in demand but with the different kinds of treatment programs available nowadays with a wide array of services and facilities, the only concern now is the availability of fund to cover the costs of these services.

Treatment costs are funded by the private sector either from their own income and salary or from Federal block grants. This covers only a percentage of the total cost of drug rehab. Many find it hard to pay from their own pockets and subsidies from the government are also limited. Insurance coverage for drug rehab alleviates this problem.

Insurance plans can provide a number of benefits to cover healthcare but few ever plan on needing it for addiction rehabilitation. Unfortunately, some end up needing it without the insurance plans to cover for the cost. Few have savings for a stay at a private rehab center and a lot of people do not qualify for state of federal treatment funded aid. Thankfully, there are options to choose from.

There are free or very affordable drug rehabs in operation that base entry on the need instead of the financial situation of individuals who would want to avail. There are private rehabs with “low income beds”, general non-profit rehabs, faith-based rehabs and the recovery housing or sober living housing.

The capacity to provide drug abuse treatment for everyone who needs it has clearly been a problem considering the rise of drug dependency and abuse. The expanded treatment service has been the focus of attention for many due to this reason. Treatment services depend not only in the availability of the services but the capacity of the patient to pay for the cost or the availability of insurance coverage for drug rehab.

The mechanism for financing rehabilitation treatment is very much related to the demands and availability of the much needed service. Insurance creates treatment on demand. Insurance coverage for drug rehab enables the patient to pay for the services rendered in a treatment facility. There are two types of insurance coverage for drug rehab available.

• Public
• Private

The public and the private insurance policies both provide insurance coverage for drug rehab but substantially differ in some ways. Some can afford private insurance plans, which compared to government-backed insurance plans can provide a whole lot more of options and flexibility.

Government-backed insurance plans can cover the least part of the cost of rehab treatment even if stipulations on the kind of treatment they will approve exists. Since drug and alcohol addiction is a medical disease, the government-backed insurance plan should cover at least part of the cost.

Before signing up in any treatment program, it is essentially important to know first whether or not it is covered under your plan. Whatever suits your needs or your financial capability, an insurance plan can provide needed coverage for the costs of signing up in a rehab treatment facility.