Atlanta 10/1/2012 3:45:00 AM
News / Business

Credit Card Processing is a Big Decision for Small Business Owners

Starting a business requires faith, determination and perseverance. It requires responsible decision-making and researching all variables before acting on such decisions. One of the integral decisions a business owner must make is how and with whom they will manage their credit card processing. It is absolutely necessary for an aspiring business to accept credit and debit card payments if they wish to grow and prosper.

Too many credit card processing companies jump on this vulnerability and take advantage of small business customers by charging outrageous fees and service charges. Citadel EFT makes it clear to businesses from the start. No contract, no monthly fee, and no termination fees are just a few of the traits that make it smart for small businesses to choose Citadel EFT for credit card processing.

With most companies, small print in lengthy annual contracts yield miscellaneous fees and service charges. This sneaks up on unsuspecting business owners after they’ve already committed to an annual contract. Citadel EFT, on the other hand, clearly states rates from the get-go. There is no statement fee, no minimum processing amount and no AVS fee. The VISA/MC credit card rate 1.6%. The VISA/MC debit rate is 1.1%.

Citadel EFT also makes it easy to sign up for credit card services for your merchant account because they do not assess a termination fee, and they also provide free credit card terminals.