Bank of America (NYSE:BAC) is now offering new refinancing and mortgage modification options to homeowners due to President Obama’s stimulus plan. The $75 billion stimulus will enable banks and lenders to aid homeowners in difficult situations. The idea behind the plan is that a homeowner will make monthly payments if they are able to, and providing them with options during financial hardship will make them more inclined to continue their payments.
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Bank of America’s new refinancing and mortgage modification options will allow homeowners to refinance an upside down mortgage even if they owe more than the home’s market value. Homeowners may also request help from the bank due to financial hardships. In addition, homeowners with bad credit will also have a better chance of refinancing even if they have been denied in the past.
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