The economy has affected everyone in different ways. One such way is by making it more difficult for consumers to keep up with their current car insurance premiums. Each day, more people are reducing their coverage or dropping their policies all together despite laws in their states that make it mandatory; it is simply just not worth the risk.
There are many possible consequences of not keeping auto insurance policies in force at all times. These can include receiving a traffic ticket for not having the required coverage, not being protected in the event of a traffic accident, being held personally liable for injuries and property damage cause to other parties and possibly being sued for compensation. In some cases, individuals can face jail time; all of which can be avoided by maintaining a policy.
By visiting http://www.tdi.state.tx.us/pubs/consumer/cb020.html , one can see that the state of Texas enforces some stiff penalties for not obeying the Financial Responsibility Law.
Even with these consequences in mind, there are many people who drive without car insurance because they believe it is unaffordable. Often, if these individuals would shop around and compare quotes from multiple companies, they may find that it is possible to afford at least the state mandated minimum coverage. With diligent shopping and effective comparisons, some may even find that they can afford a little more than the minimum required limits for further protection.
For those who fear they do not have enough time to shop around for insurance, it is now possible to obtain multiple quotes from several companies within just a few minutes. Websites such as OnlineAutoInsurance.com allow one to enter basic information regarding drivers and vehicles to be insured and obtain quotes from many different companies that can be compared right then and there; allowing consumers an easier way to locate affordable policies.
For more assistance locating a policy at a rate that can be afforded, feel free to visit http://www.onlineautoinsurance.com/policy/
and obtain multiple rates from various reputable companies. Quotes are provided free of charge and there is no obligation to buy. By shopping around, one may be able to avoid the risk of driving without coverage.