ChristiaNet.com (http://www.christianet.com), the world's largest Christian portal with twelve million monthly page loads, in a recent survey asked readers, "Should Christians use debt relief services?" The majority of Believers who participated in the survey think it is a good idea to get help with financial problems. One reader said, "Christians should use whatever means necessary to eliminate outstanding debt and endeavor to be good stewards of what God has entrusted to them." Recommendations from participants include getting some financial counseling and learning how to live on a budget to avoid debt in the future. (http://www.christianet.com/debtrelief/)
Out of 169 responses, 99 answered "yes" to the survey question. Debt relief services can be the answer to prayer. One Believer said, "Yes, if such services are needed to help improve one's financial situation and influence, this is one of many ways to address the matter." Many people need help to learn money management skills. It can be very helpful in setting goals and learning to live on a budgeted amount. There can also be a plan to pay off debts one at a time, if necessary. Several readers suggested using Christian financial services and learning about Biblical principles regarding money management.
Twenty-five people surveyed do not believe that Christians should use debt relief services. The consensus of this group is to never get in debt in the first place. One participant said, "As long as the debts are being paid back in full." A couple readers emphasized the importance of prayer and asking God for help. Sometimes things don't always go as planned with money matters; one partner loses their job and it takes time to replace it; or health insurance premiums double. Believers should be able to use the resources available to help with these types of situations.
Forty-five participants were unsure about Believers using services to help with debt problems. One respondent said, "Only as a last resort." There are different ways to seek help with financial problems. Some non-profit organizations offer free counseling to help people with money management problems. Bill Cooper, President of ChristiaNet says, "Christian credit counseling is a debt relief service that often provides solutions to help the Believer understand legal, ethical, and moral issues concerning debt and how to apply Biblical principles." For more information, visit: http://www.christianet.com/articles/
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