Owners of automobiles who are unlicensed or internationally licensed should be aware that it is possible to purchase a car insurance policy and it in some cases may be necessary. Many individuals unlicensed in the U.S. simply assume that they cannot be covered or accepted by an insurer or will be surcharged for lack of licensing; in many cases, this is not true and it may be in the best interest of the vehicle owner to become insured.
Almost every state requires that motorists meet the state’s insurance requirements and many states will require that vehicles are covered by a valid policy in order to maintain a valid registration. Owners who may want to keep there vehicles registered may want to obtain coverage in order to do so; states such as California will suspend a vehicles registration if the Department of Motor Vehicles (DMV) does not have proof of a valid policy on file. Following a suspension, proof of coverage will need to be submitted and any applicable fees will need to be paid to the DMV to register the automobile.
Source: http://dmv.ca.gov/pubs/brochures/fast_facts/ffvr18.htm
Contrary to popular belief, certain carriers will issue auto insurance without drivers license at an affordable price; depending on the insurer, policies can be purchased by consumers without licenses, have international licenses and even a Matricula Consular issued by Mexico and South American countries. This can help these individuals maintain their vehicle’s registration and cover accidents if within the guidelines of the policy or if the vehicle was to be used by another party with the permission of the owner.
For more information about getting coverage without a driver's license, individuals can visit http://www.onlineautoinsurance.com/learn/buy-auto-insurance-with-no-drivers-license.htm for help locating an insurer who will cover unlicensed or internationally licensed consumers.
