Many student loan borrowers have recently been contacted by National Collegiate Trust or by other debt collection agencies who have demanded payments for old student loan accounts. Most borrowers feel they have no options. Oftentimes, the debt collector does not have legal authority to collect on the student loan account.
A debt collector must be able to prove that they rightfully own the loan and that they have the ability to collect on the loan. A large lapse of time where no attempts to collect on the account have been made may legally bar the debt collector’s claims to the outstanding amounts owed. Debt collectors have been known to use illegal and threatening measures to instill fear into borrowers in order to collect money. Do not be fooled by these tactics. If you believe that you do not owe a debt and are experiencing harassing phone calls from a collections agency, call a lawyer with Student Loan Law Group today to determine what your legal rights are and how you can protect those rights.
Student Loan Law Group offers legal representation to borrowers who are having disputes with loan servicers, including National Collegiate Trust. Once borrowers obtain legal representation, the harassing phone calls from debt collectors stop. The debt collectors may only contact the borrower through his or her attorney. For more information on help with aggressive debt collectors or student loan disputes, contact Student Loan Law Group today at 888-843-1706. The sooner you take control of your student loan issues, the sooner you and your family can have peace of mind.
