Crucial Advice For Buying a Home From Bruce Swinney and Associates

One of the biggest financial transactions that anyone can make in their life is purchasing a home. You want to make sure that you are choosing the right neighborhood, factoring in future family plans, and are familiar with the market. Ideally the home you purchase will be a place you are in for a long time. You want to make sure that you have all the information necessary so you don’t have any regrets down the road. Helena’s own, Bruce Swinney and Associates are consistently one of the top real estate teams in the Helena area and have helped many of Helena’s residents navigate through the home buying process. During this time our team has picked up a number of tips and tools to share with our clients to make the home buying process a great experience.

• New homes hit the market every day. If you don’t find a home that is perfect for you in the first few days don’t get discouraged. There are new homes hitting the market every day. If you are patient you will find something that is perfect for you and your family.
• Get Pre-Approved this will give you more leverage in the negotiation process. Many times buyers will find a home that is perfect for them only to learn later on that they cannot qualify for a loan for that property. Becoming Pre-Approved allows you to be taken more seriously by sellers and will also give you a price range to be searching for.
• Keep your financial situation the same throughout the home buying process. Even if you are pre-approved this does not guarantee the loan yet. Big changes in your financial situation can cause the lender to back out before things are finally. Save big purchases until after the home sale is final and make sure to stay current on your bills.
• Be there when your home is being inspected if possible. The inspection of your home can give you valuable information both on the current condition of your home as well as how to maintain it after you take ownership.
• Negotiations are a “give and take”. Remember there are two parties needed to complete the purchase of your home. Just like you and your agent are looking to get the best deal for you, the same goes for the sellers. Our agents can help you with this process to ensure everyone is happy and you are getting the best deal possible.

Let Bruce Swinney and Associates help you with your next home purchase. We will make sure that you are taken care of and find a home that is perfect for you at a great price. Give us a call today (406) 442-3616  to find out how we can help you purchase your new home.