ChristiaNet.com (http://www.christianet.com), the world's largest Christian portal with twelve million monthly page loads, conducted a recent poll by asking readers, "Should Christians use debt settlement services?" The majority of participants think it is a good idea especially if it Christian oriented. Bill Cooper, president of ChristiaNet says, "Debt help can be effective when coupled with Biblical principles and using a service that is reputable." Some companies that offer financial services work towards negotiations with creditors and offer counseling on money management. (http://www.christianet.com/debtsettlement/)
Out of 245 surveyed, 100 participants agree that Christians should use debt settlement services when needed. One Believer commented, "I personally need one....and I would prefer a Christian company that deals with finances in a Godly manner, so that they can teach me." Debt help may be needed for some Believers who find they just don't know how to manage finances. Most Christians understand that acquiring debt is not a good way to live and those same people, if they had to do it over, might make different choices but sometimes it is unforeseen circumstances that cause people to make choices they normally wouldn't make.
Fifty-seven readers answered "no" to the survey question. One Believer wrote, "The Bible says that we are not borrowers but lenders. I think we should find ways of settling debts other than borrowing." Debt settlement services normally aren't based upon a debt consolidation loan but instead help consumers to negotiate with creditors for lower fees and a lower payoff amount. It is worth the time and effort to do some research and find a Christian based company that is reputable, and operates on ethical principles to avoid needing debt help later.
Eighty-eight participants were unsure about the survey question. One participant in this group commented, "I am not sure about this question. One should not have so much debt that this service is needed, but sometimes people get sick, or they get fired from their job. There could be a need to use such a service." Some readers feel that it really depends on how bad the situation is and on how the debt is reconciled. Overall trying to settle debt is more honorable than just ignoring it with the intention of not paying it. For more information, visit: http://www.christianet.com/articles/
ChristiaNet.com (http://www.christianet.com), the world's largest Christian portal with twelve million monthly page loads, receives around one million visitors per month and has 400,000 email subscribers who have access to an online shopping mall, job bank, Biblical and life application resources, free ecards, Christian blogs and friendship communities.