Austin, TX 10/22/2007 9:55:31 PM
Speak with other shareholders about: (OTCBB: NTTL), (OTCBB:UDTT), (OTCBB:OKFC), (OTC: PGPM)
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October 19 Nettel Holdings, Inc. (OTCBB: NTTL) division, Talking Technologies, announces the completion of 4 key software products that revolutionize the way we communicate in foreign languages.
Virtual Interpreter Version 1.0
Virtual Interpreter is the ultimate breakthrough of an advanced version of the Global Translator. This revolutionary solution makes it possible to use any telephone for interpretation. With Virtual Interpreter no PC or PDA is needed. It is a complete speech recognition application that lets you talk through your telephone, resulting in higher productivity.
Using only a regular analog or digital telephone, Virtual Interpreter allows users to directly communicate with others in real time even though they do not share a common language. The system allows users to speak another language as if they were born into it.
With the premium version, the user doesn't need to memorize any pre-recorded words or phrases. It provides bi-directional real-time, interactive language translation and interpretation of any words or phrases. You say a word or phrase in English, and the system recognizes what you say and pronounces the other language translation of the word or phrase. In addition, the Virtual Interpreter will work in the reverse direction. When a foreign language is spoken, you will hear the English translation. The premium version speech-to-speech engine creates a human vocal tract simulation by modeling the sounds of the native language. The current version is able to translate to/from English, Chinese, French, German, Spanish, Korean, and Japanese. We are currently working on adding additional languages.
Stock Price: 0.35, Up0.00% on 38,129 shares traded
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October 19 Universal Detection Technology (OTCBB:UDTT), a developer and provider of early-warning monitoring technologies to protect people from bioterrorism and radiological weapons, reported on the most recent advances on the development of the Microbial Event Monitor (MEM) Project. The MEM is designed to monitor the air for airborne bacteria including the deadly MRSA (Methicillin-Resistant Staphylococcus Aureus). The technology is under exclusive license to UDTT from the California Institute of Technology (Caltech) Office of Technology Transfer and is protected under a provisional patent. The technology originated out of NASA's concern of Microbial buildup in closed-loop environments such as the International Space Station. Such buildups are detrimental to the health of the astronauts. UDTT licensed the technology in February 2006 and commenced the commercialization of the technology into an airborne monitor for indoor bacterial levels. The technology has been successfully tested by NASA's Jet Propulsion Laboratory at the Environmental Control and Life Support System at Marshall Space Flight Center. According to a recent paper published in the Journal of the American Medical Association, the MRSA microbe, a strain of a once harmless staph bacterium that has become invulnerable to first-line antibiotics, is responsible for more than 94,000 serious infections and nearly 19,000 deaths each year. Recent reports also indicate the spread of MRSA into the nation's schools including a recent fatal case in a Virginia high school. "We have been aware of the threat of MRSA for some time now and have actively pursued the development of technology to measure airborne microbe levels," said Mr. Amir Ettehadieh, UDTT's Director of Research and Development. "Our goal is to have a system that would warn hospital officials of elevated microbe levels thus triggering sterilization of the premises before widespread infection," he added. For more information please visit http://www.udetection.com or Email us at info@udetection.com.
Stock Price: 0.0025, Up 25.00% on 65,124,726 shares traded
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October 19 OAK Financial Corporation (OTCBB:OKFC), a West Michigan based bank holding company, reported third quarter net income of $1,761,000, down 6% from the $1,877,000 reported for the third quarter of 2006. Basic and diluted earnings per share in the third quarter of 2007 were $0.65, a decline of 6% from the $0.69 reported for the third quarter of 2006. The decline is a result of a modest increase in the provision for loan losses and an increase in operating expenses, which includes approximately $225,000 related to the administration and resolution of a single problem asset. On a year-to-date basis, net income and earnings per share are each up 2% over the year-to-date period in 2006. The growth in net income is a result of an 8% increase in revenue, which is a result of modest net interest income growth and strong growth in non-interest income. "On a relative basis, we're pleased by our third quarter and year-to-date performance," said Patrick K. Gill, President and CEO. "This is an undeniably challenging time for Michigan banks. We're realistic about the powerful forces at play within our economy and their potential impact upon us. Nonetheless, we hold ourselves to a higher standard and remain committed to helping our customers and shareholders to prosper in this difficult environment." Byron Bank's net interest margin declined to 3.57% in the current quarter, compared to 3.85% for the third quarter of 2006. The net interest margin in the third quarter of 2007 includes the reversal of $38,000 of interest income on loans that were placed on non-accrual during the quarter. The decline of the net interest margin reflects a continuation of the intense pressure on both loan and deposit pricing. Net interest income for the third quarter of 2007 was only 2% higher than a year ago, despite a 9% increase in total assets. The provision for loan losses was $42,000 higher in the third quarter of 2007 compared to the third quarter of 2006. The increase is a result of changes in specific reserves for impaired loans, continued overall weakness in the Michigan economy, and loan growth. Total non-interest income increased $333,000, or 19%, in the third quarter of 2007 compared to the same quarter last year. Compared to the third quarter of 2006, deposit account service charges increased $199,000, or 17% and mortgage banking revenue increased $37,000, or 20 percent. During the third quarter of 2007, the bank recorded a total gain of $63,000 on the sale of SBA loans and other real estate. Non-interest income represented 25.7% of total revenue in the third quarter of 2007 compared to 22.9% during the third quarter of 2006. Byron Bank continues to recruit talented professionals to support recent growth and strategic objectives, which in part, have contributed to the $725,000, or 15% increase in non-interest expense in the current quarter, compared to the third quarter of 2006. Additionally, total non-interest expenses have increased as a result of higher loan collection and professional expenses associated with the increase in non-performing loans, an increase in transaction processing cost, and increased occupancy and equipment cost associated with the renovation of several branches and the main office. Compared to one year ago, total assets increased $63 million, or 9%, total loans increased $65 million, or 13%, and total deposits increased $32 million, or 6%. The bank continues to be well capitalized, with an equity-to-asset ratio of 9.5% at September 30, 2007, compared to 9.8% at December 31, 2006. Non-performing assets to total assets increased from .17% at December 31, 2006 to .69% at September 30, 2007. Continued weakness in residential real estate construction contributed to the $500,000 increase in non-performing assets during the third quarter. Net loans charged-off as a percent of total average loans was .08% during the third quarter of 2007, compared to .07% for the year-to-date period. Although low by industry averages, net loans charged-off have trended up as a result of weakness in the real estate market.
Stock Price: 30.75, Up 0.00% on 752 shares traded
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October 17 Pilgrim Petroleum Corporation (OTC: PGPM) today announced they signed a Letter of Intent ("LOI") to purchase 100% Working Interest and royalty interest in Sutton Farm Project located in Wichita County, Texas, covering approximately 146.7 acres, and situated along the eastern edge of the West (KMA) field, which has produced millions of barrels of oil from the KMA sand at 4,200' since the 1940s. The interest in the Sutton Farm Project is generated by two deep penetrations in the West field that yielded commercial oil from deeper horizons. The Wichita Homestead #6 has yielded 33,000 barrels of oil from the Ellenburger at 5,330' and the Beverly Drive #1 has produced 47,000 barrels of oil from the Atokan Conglomerate at 5,280'. Both wells are still actively producing oil economically today. The Letter of Intent includes provisions whereby the two parties will use their best efforts to move forward to negotiate, execute, and deliver a definitive purchase & sale agreement within 30-45 days from the signing of the LOI. Additional information will be forthcoming as it becomes available.
Stock Price: 0.0069, down 1.43% on 496,095 shares traded
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