Los Angeles, CA 4/8/2010 1:29:56 AM
News / Business

Making Auto Insurance More Manageable

The laws in just about every state mandate that motorists must maintain an auto insurance policy in order to legally operate vehicles; unfortunately for certain individuals, the cost of automobile coverage can become expensive and somewhat unaffordable. Rather than paying a large lump sum for a policy, locating a policy which can be purchased with a small start up cost and continue coverage by making monthly payments can help staying insured become more manageable.

For some motorists the premium for automobile coverage can be quite expensive and paying for a policy up front is simply not an option; luckily, most carriers allow for these premiums to be paid on a monthly basis which allows for an easier way to stay insured. Websites such as OnlineAutoInsurance.com allows consumers to compare the rates of insurers who offer low down payment car insurance and offer monthly installment plans.

Monthly auto insurance payments may not only be more manageable then paying large up front sums, but can help motorists from operating uninsured and facing possible fines which could only cause unneeded expenses. For example, in the state of Washington, “If you do not carry proof of insurance and you are stopped by law enforcement, the state considers it a traffic infraction. You will receive a $450 fine that could go on your driving record. The courts could add other fees to your fines, such as a public safety and education assessment, which is 70 percent of all fines.”

Source: http://www.insurance.wa.gov/consumers/auto/mandatory_auto.shtml

Motorists who wish to obtain assistance locating a policy with a small start up cost can visit http://www.onlineautoinsurance.com/pay-monthly/ to begin comparing the rates of companies who will offer auto insurance with low down payments.