The first place to look for financing help is through a person’s health insurance provider. Many insurance companies pay at least a portion of the expenses incurred with attending a rehab program. Certain criteria may have to be met; for instance, the insured individual may have to undergo treatment as an in-patient, remaining at a substance abuse recovery facility 24 hours a day for a specific period of time.
In addition, medical insurance may restrict the places where a person can participate in a drug rehab program. If this is the case, the benefits information should provide an approved list of facilities. The facilities themselves can also tell a person seeking substance abuse treatment if they accept that person’s medical insurance. Medical insurance may also place a limit on the number of times a person can enter a rehab program. The first time may be completely covered; however, additional treatments may only be partially covered or not covered at all.
There are financing companies that lend money strictly for medical procedures, and their lending criteria may include paying for a drug rehab program. Businesses such as these can often be good financing sources. Depending on a person’s credit history and other factors, there may be limits on how much the agency will lend for substance abuse treatment. If this is the case, those needing treatment or those seeking treatment options for a loved one may have to do research into rehab program fees. If their circumstances are such, however, that the money for the full treatment can be lent, their choices may be less restricted.
The lack of available financing should not be a hindrance to entering a drug rehab program. If one wishes to receive help for himself or loved ones badly enough, the amount needed can be found, or facilities can be found that provide free or low-cost treatment options. For more information on how to pay for substance abuse recovery, what our costs are, and what types of medical insurance we accept, please visit our website at http://www.holisticdrugrehab.com/ or call 1-800-559-9503.
