A Brooksville, Florida man who had fallen behind on his mortgage alleges that the 21st Century Mortgage Corp ransacked his home and threw his belongings in a dumpster according to a report in the Huffington Post.
Chris Boudreau and his wife, who had been out if town for a couple of weeks, returned to find their belongings removed; they even shredded his wife’s wedding dress. He alleges that Tennessee based 21st Century Mortgage, who claims to be subsidiary of Berkshire-Hathaway, hired an independent firm to trash and clean out his home.
A foreclosure attorney can help a person avoid such actions by banks.
The Chief financial Officer of 21st Century told the Huffington Post that Boudreau’s story is one-sided. He also stated that “It’s inconceivable that we would hire someone to diminish a property that we have a loan against.”
Although the Boudreau home wasn’t in foreclosure, another person at the firm told his lawyer, Tom Altman, that they had the right to take action because Florida is a self-help state. Altman points out that Florida has strict foreclosure laws and claims 21st Century Mortgage violated those laws.
The police refuse to take action because they say it is a civil matter.
The foreclosure crisis is showing no signs of ending in the near future so stories like this will continue to occur. For those who face losing their home, retaining a foreclosure lawyer can keep things like this from happening.
A foreclosure attorney can help the homeowner modify their loans or halt the seizure process.
