Atlanta 2/27/2012 12:15:00 AM
News / Finance

Bank of Internet Rewards Checking Makes Overdrafts a Thing of the Past

If you’re like most people, you’ve experienced the aggravation caused by an overdraft and an even more annoying overdraft fee. Sometimes mistakes happen and if you spend a little more than you have you can be looking at an overdraft fee between $35 and $50, even if you were only a penny over.

Bank of Internet knows how frustrating overdrafts can be. That’s why they’re offering free overdraft protection to all of their Rewards Checking account holders. If you have a Rewards Checking account, you have two choices for overdraft protection.

Your first choice of protection involves a line of credit to cover your account in the event of an overdraft.  If you happen to accidentally go over your funds, Bank of Internet will advance money into your account so you can avoid an overdraft.  The bank will keep on advancing money into your account up to your line of credit and they won’t charge you anything for the advances.

Your second choice of overdraft protection requires another online savings or money market account.  You can link these accounts to your Rewards Checking account.  By doing this you’ll be able to automatically pull funds from these accounts so you can avoid any overdraft fees.  You can continue to pull funds up to the balance of the account, however due to regulations; savings and money market accounts are only allowed a total of 6 transactions per month.

Rewards Checking is more than just overdraft protection. Bank of Internet has worked hard to develop the ultimate in online banking so you can do all of your banking from the comfort of your own home or office. With Bank of Internet you’ll never have to worry about making it to the bank on time, or waiting in line for the old lade in front of you to count out her pennies. Visit Bank of Internet today and see how Rewards Checking can help you.