With cities such as Detroit having some of the nation’s highest car insurance premiums and Michigan’s state average annual premiums ranking among the highest in the country, motorists in Michigan may be able to cut costs on their automobile coverage by comparing rates from as many companies as possible. It may seem like a hassle, but where it once may have taken a full day to seek out agents representing different companies, and get a quote from each one, it can now take only a few minutes with a few clicks of a mouse and can help save money.
Different companies have different rate structures, meaning that they charge individuals differently based on a number of variables such as age, gender, year, make and model of vehicle, geographical location, how the car will be used, etc. Therefore, two people the same age and driving virtually identical cars will most likely be quoted differently for auto insurance in Michigan by the same company. It is also important to provide accurate information when requesting quotes and get as many as possible to ensure that the cheapest is found.
Many providers in the state have pledged to freeze rates until March of 2010, but unfortunately the majority of carriers have not, therefore the rates can vary with each and come March one may need to shop around because their current company can have a rate change and may no longer be the cheapest. A list of the providers who have frozen rates can be viewed at the following link:
http://www.michigan.gov/documents/dleg/EO_2009-1_Compliance_020609_266362_7.pdf
Due to the fact that insurers view drivers differently, comparing the rates of different companies is the most effective way to find the best deal and cheapest premium. The Internet makes it possible for Michigan residents to obtain more quotes in just a few minutes and the more quotes obtained, the better the odds that the cheapest rate will be found.
Fortunately, this is made easy by the presence of certain comparison sites on the Internet. On these sites, one can enter their information one time and receive quotes from several different companies. Getting quotes can be done free of charge and without any obligation to buy. Consumers can visit http://www.onlineautoinsurance.com/michigan/ for more information and a free quote comparison.
