Gold and silver promoters have been advertising the virtue and value of gold as a hedge against bad monetary policy, inflation and volatile markets. But metals are also being touted for qualified retirement monies in 401(k)s and IRAs. It can be difficult to understand whether holding gold or silver in your portfolio is a suitable hedge based on your financial goals and risk tolerance. Here to help us understand a few of the basics of gold and silver is investment consultant Michael Young. For more information on metals in your portfolio, just go to onthemoneynews.com and fill out a request form right on the home page. http://www.onthemoneynews.com/money-in-metals-on-the-money-news/