Instinctively clients recognize there are risks to be addressed and managed in order for their assets to support them throughout their retirement years. Most are fearful they might run out of assets before they personally run out of time. You know what I mean, don’t you?
Peter Hibbard created The TCS Process© to address their concerns and manage the many risks.
Using The TCS Process© provides our clients the clarity and confidence to make the decisions that secure their financial future no matter how long they might live. Essentially, The TCS Process© is a sophisticated Monte Carlo simulation wherein thousands of studies are tested against one another to determine which assets should be consumed first and which should be consumed last. Additionally, we need to know which assets may be consumed concurrently and in what amounts. Finally, The TCS Process© outlines the exact sequence in which assets are consumed. Using The TCS Process© will maximize a client’s net worth throughout their retirement years as well as maximize wealth to heirs.
Peter Hibbard is a co-contributor to this press release.