Austin, TX 10/31/2007 10:04:18 PM
Speak with other shareholders about: (OTCBB: VSUR), (OTC: HRAL), (OTCBB: ETLC) and (OTCBB: TNRO) .
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Vsurance, Inc., (OTCBB: VSUR)
Oct. 30th, 2007-- Vsurance, Inc., (OTCBB: VSUR) a leading provider of pet health insurance, announced today that the Company's application to become a licensed reinsurer has been approved by the Insurance Department of the Island of Nevis.
The Ministry of Finance and Development, Regulation and Supervision Department of the Island of Nevis has approved the Company's application be a licensed reinsurer under the provisions of the Nevis International Ordinance 2004.
Nevis is among the most common captive insurance jurisdictions of domicile, which include Bermuda, Lloyd's of London, Guernsey, Switzerland, and Dublin.
For the past twenty years, the island of Nevis has been a popular jurisdiction for investors in the areas of international business and limited liability company formation, as well as the establishment of trusts and other structures, including captive reinsurance companies.
These services, including insurance, are provided through the 1984 Nevis Business Corporation Ordinance, the 1994 Nevis International Exempt Trust Ordinance, the 1995 Nevis Limited Liability Company Ordinance and the 1996 Nevis Offshore Banking Ordinance.
Vsurance, Inc. is one of only a handful of companies in the largely underserved and underdeveloped pet health insurance market. Less than 2% of dog and cat owners in the U.S. insure their pets, compared to 19% in the United Kingdom and 48% in Sweden, where pet health insurance premiums generate over $600 million and $70 million, respectively.
The biggest challenges facing U.S. pet health insurance providers have been the inability to act as the underwriting insurer and provide adequate and cost-effective marketing. Vsurance, however, has developed a unique business model to overcome these challenges.
"Vsurance acts as both the marketing agency and the underwriting reinsurer," stated Vsurance CEO Russell Smith. "As such, we are able to manage all aspects of the pet insurance business, and gain substantial market share of the virtually untapped U.S. pet health insurance market."
Though in its infancy, the U.S. market is growing rapidly, and now exceeds $100 million per year. That number is expected to increase to over $650 million in pet health insurance premiums annually by 2010.
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HearAtLast Holdings, Inc. (OTC: HRAL)
Oct. 30th, 2007-- HearAtLast Holdings, Inc. (OTC: HRAL) announced that it has received additional licenses from Wal-Mart Canada, a wholly owned subsidiary of Wal-Mart International, Inc. (NYSE: WMT), to open their ninth and tenth hearing-aid clinics in two Toronto area Wal-Mart Stores. Wal-Mart Store #3195 located at 1070 Major Mackenzie Drive in Richmond Hill and Wal-Mart Store #3053 located at 5000 Highway #7 Unit Y006A in Markham will both officially open today. This expansion is a direct result of the Company exercising its option under a master licensing agreement with Wal-Mart International which allows HearAtLast to open hearing aid clinics within numerous Wal-Mart locations throughout Canada. "We are pleased to continue our expansion in the Greater Toronto area in these two prime locations. Richmond Hill is a stable, well-established community and one of the wealthiest suburbs in Ontario. Their consumer demographic is well suited for our business model. The Markham location is also quite attractive as it is the high tech capital of Canada and the seventh largest municipality in Ontario," stated Robert J. Oswald, President of HearAtLast. "This dual opening further proves that we are streamlining our expansion capabilities as we grow the business," Oswald added.
The addition of the Richmond Hill and Markham stores brings the current count of HearAtLast clinics co-located in Wal-Mart Stores to 10 locations in Canada, five of which are located in the Greater Toronto Ontario area.
About HearAtLast
HearAtLast Holdings, Inc. is a Nevada corporation that owns and operates its wholly-owned subsidiary HearAtLast Inc., a chain of hearing stores specializing in the sale of digital hearing aids and testing services. The company develops, owns, and operates hearing aid clinics co-located within select Wal-Mart stores throughout Canada. HearAtLast facilities sell a selection of high quality brand name hearing aids and also offer complimentary screening tests, clinical hearing tests, instant custom MP3 headphones and custom hearing protection. The Company's mission is to consolidate the highly fragmented hearing services industry while providing unparalleled service to the estimated 30+ million hearing impaired individuals throughout North America. After a prescription is approved, the independent on-site audiologists and hearing aid practitioners at HearAtLast utilize a refined process to dispense a hearing aid in about an hour.
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Etelcharge.com (OTCBB: ETLC)
Oct. 30th, 2007-- Etelcharge.com (OTCBB: ETLC) today announced that it has expanded the scope of its development agreement with enStage to include the ability to make online purchases and bill them to a mobile phone. This will enable Etelcharge members to charge their online purchases to their cellular or mobile phone using the recently announced digital Visa/Mastercard.
"There are 2.7 billion mobile phones in active use. That's a $725 billion annual market. We have expansion plans to move into the mobile space very quickly, and this expansion of our development agreement with enStage will make that happen even faster," stated Rob Howe, Chairman and CEO of Etelcharge. "This new technology will complement the expansion of our landline program, and allow us to break into mobile payments both in and outside the US quickly."
"The world of online payments is destabilized, which creates an enormous opportunity for us. In a world where you can pay a parking meter with your mobile phone, great opportunity exists. Etelcharge will offer online payment programs wherever and by whatever means consumers want to make them. This is especially true of the consumer on which we are focused -- the unbanked or marginally banked consumer, and the consumer who is greatly concerned about exposing their identity online. Working with enStage, and being able to tap into their mature development resources in the mobile payments arena, is an enormous benefit for us."
"This expansion of the scope of our agreement makes perfect sense," said Govind Setlur, CEO of enStage. "Our experience in this arena will enable Etelcharge to move faster into mobile payments. Mobile payments and mobile payment security have been a major focus area for us even outside the US -- as we develop and deploy critical m-commerce infrastructure and innovative payment solutions."
About Etelcharge.com
Etelcharge.com (OTCBB: ETLC), the first Web 2.0 online payment system, provides online shoppers the ability to charge approved transactions to their telephone bill. While addressing the concerns online shoppers have about identity fraud and identity theft, the Etelcharge payment option is also a perfect match for the millions of individuals without a credit card, or even a bank account. For more information, go to www.etelcharge.com.
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Terra Nostra Resources Corporation (OTCBB: TNRO)
Oct. 30th, 2007-- Terra Nostra Resources Corporation (OTCBB: TNRO) a majority owner of two joint venture companies in the copper and stainless steel industries in China, is pleased to announce that it has commenced the process to have its common shares listed for trading on the American Stock Exchange.
The Company has directed its legal council to immediately prepare and submit a listing application to the American Stock Exchange. The listing application is expected to be completed and filed with the Exchange within the next four weeks. Final determination for listing is subject to American Stock Exchange approval.
The listing of Terra Nostra shares on the American Stock Exchange is intended to further raise the profile and status of the Company within the global investment community. In addition, the Company believes that admission to a senior exchange will;
-- increase access to North American, European, and Asian institutional investors; -- increase the Company's ability to access international capital markets; -- provide additional liquidity for the Company's current and future Shareholders; and -- improve the competitive position of the Company and its joint venture operations
"Terra Nostra has grown significantly in both operations and capitalization over the last year," stated George Chua, Terra Nostra's Chief Operating Officer. "The Company is emerging as a leading copper and stainless steel producer in China and the move to a senior market is a key component to implementing the Company's aggressive growth strategy." About Terra Nostra Resources Corporation
Terra Nostra is a leading copper and stainless steel producer in China through its 51% majority interests in two joint venture companies in China. Shandong Terra Nostra Jinpeng Metallurgical Co., Ltd. has an existing and under construction total production capacity of 170,000 MT of electrolytic copper and 20,000 MT of low-oxygen copper, together with value-added copper rod and wire capabilities. Shandong Quanxin Stainless Steel Co., Ltd. operates a modern stainless steel production facility with a 230,000 MT capacity casting mill, and a 150,000 MT rolling mill. The two joint venture companies, with total assets in excess of US$180 million and over 1,000 employees, are located in the highly industrialized coastal province of Shandong, midway between Beijing and Shanghai. Terra Nostra has entered into an agreement to increase its majority ownership in both joint ventures from 51% to 90%, and this transaction is expected to be completed no later than December 31, 2007.
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