Vertical Portfolio Diversification Includes Taxes, Time, Liquidity & Risk

Things That Can Derail Your Retirement

Unexpected Responsibility, Public Policy Changes, Taxes and Just Plain Bad Timing

Forced Retirement, Reemployment, Employer Insolvency and Spouse’s Job Loss

Market Volatility, Interest Rates, Liquidity and the Sequence of Returns

Frailty, Health and Long-Term Care Costs

Longevity, Inflation and Excess-Withdrawal Risk Threaten Retirement

Retirees with Pensions & Guaranteed Income are Happier than those without.

Tax Management During Retirement Can Deliver More Spendable Income

While it may be time to stop earning, it’s not the time to stop learning.

Retirees are often surprised by retirement’s realities and remedies

Strong disciplines executed properly can deliver more bang for the buck.

Home Equity Conversion Mortgage Options Can Really Augment Retirement

Maximizing income and minimizing taxes can offset the cost of longevity

Living to Age 100 Could Be the Norm

It’s Not What You Earn that Matters, It’s What You Keep

Reduce Your Money Anxiety with Guarantees

The Baby Boomers Can’t Afford Another Hit, Period

Number-One Key to Fulfilling Your Retirement Dreams: Create Cash Flow

Living Longer in the Greatest Mortality Revolution in Modern Times