Bond Interest & Stock Dividends Can Change Under market Conditions

Mortality Credits Maybe the New Alpha for Insurance Companies

Almost All Retirement Plans Need Serious Updating in Light of the Mortality Revolution

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Millennial Females Life Expectancy Could Average Age 100

Lifetime Income Coupled with Health Benefits & Death Proceeds May Be the New Retirement Plan

Combo Pension and Contribution Plans Can Offer More Retirement Options

401(k) is the Most Popular Employer Offered Retirement Plan

Payroll Deduction for Retirement Savings is a Needed Discipline

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ERISA Plans Can Add Significant Value to Employers Benefits Plans

Reduction in RMDs May Lower Taxes on Social Security Benefits

Pay Some Taxes Today to Create Tax Free Income Tomorrow

Transitioning from Taxable to Tax Free Creates Greater Cash Flow in Retirement

Tax Diversification Needs Taxable, Tax Deferred and Tax Free Monies

Whether You Like It or Not Uncle Sam Ownes Part of Your Retirement

Creating Money with Discounted Dollars is Real Economic Leverage

Distributions from a TAMRA Compliant Cash Policy Life Insurance Policy is not Classified as Income for Social Security Taxation.